How do I know if my credit card application is approved?

How will I know if my credit card application has been approved or rejected? After the bank goes through all the details you have provided, you will receive an email, SMS, or a letter from the bank stating whether or not your application has been approved or rejected.

How long does it take to get a credit card approved BDO?

around 7 working days
The standard lead time is around 7 working days from the date complete required documents are submitted. All applications are subject to evaluation and final approval of BDO.

How many days is the delivery of BDO credit card?

Card Delivery Follow-up

2. Kindly ensure that you input the correct reference number to be able to receive the status of your card delivery within five (5) banking days.

How can I check my credit card dispatch status?

How Can I check my Credit Card Dispatch Status? You can login to your SBI Card account at sbicard.com or write to us at to check the dispatch status. You can also call us on our helpline number to check the dispatch status. Alternatively, you can chat with Chatbot ILA for the query.

How can I check my RCBC credit card application status?

– To check the status of your credit card application or delivery, you may call RCBC Bankard through their Customer Service at (02) 888-1888 or email at [email protected].

Which is better Visa or MasterCard?

For most people, it doesn’t really matter whether they get a VISA or a MasterCard. Both are equally secure and offer similar benefits. While VISA has a slightly higher market share and greater amount of transactions worldwide, both VISA and MasterCard are equally well-accepted by merchants.

How long does it take to receive a credit card after approval?

If you’re approved for a new credit card, most companies say that your card will arrive within seven to 10 business days. That’s just an estimate and consumers usually don’t have to wait that long to get their credit cards. In many cases, you can receive your new card in the mail in five business days or less.

What is minimum salary for credit card?

Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.

How do I know if my BDO debit card is active?

You may check the expiry date on the front of your BDO Debit Card.

Can I get my credit card number before the card arrives?

Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand. If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card.

Can you get a credit card at the Bank same day?

While it’s pretty common to get approved for a credit card the same day if you apply online, you’ll still usually have to wait another 7-10 business days before your card comes to use it.

Which bank gives credit card easily?

the Axis Bank Insta Easy credit card is one of the best instant approval credit cards in India. procuring this credit card is hassle-free as you do not have to give any income proof or other additional details. having a fixed deposit of INR 20,000 in any Axis Bank branch makes you eligible for this instant credit card.

What does it mean to be pre approved for a credit card?

When you see “pre-qualified” or “pre-approved” on a credit card offer you get in the mail, it typically means your credit score and other financial information matched at least some of the initial eligibility criteria needed to become a cardholder.

Which bank gives instant card?

As you’ll notice from the cards mentioned above, instant card numbers primarily come with Amex cards, co-branded cards and store cards. That leaves out many major card issuers, such as Discover and Chase, so you’ll have to wait roughly 10 business days to receive those cards in the mail before being able to use them.

What is the eligibility to get credit card?

Age – You will need to be minimum 18 years of age to apply for a Credit Card. Even if you are an add-on Credit Card holder, the age limit needs to be met. Anyone meeting this criteria becomes eligible for a Credit Card. Income – Each bank has a specified minimum income set by them as an eligibility criteria.

How many credit cards can I have?

There is no ideal number of credit cards you can own. You can own as many credit cards as you want as long as you are eligible for it. However, having multiple line of credit can make you look like a desperate borrower and increases the overall available credit.

Can we apply for credit card without bank account?

Do you need to have a bank account to open a credit card? The short answer is no. Credit card companies will only look at your credit score, current employment and income to determine your eligibility for a credit card.

Can I get credit card with 10000 salary?

Only a very few lenders will have credit cards for people who have a salary of Rs. 10,000. Apart from your salary, your credit history will also be checked, if you want to qualify for these credit cards. If you have a good credit score, you have a better chance of getting approved for a reasonable credit limit.

Can an unemployed person get a credit card?

Yes, although it might be difficult for self-employed/unemployed to get a credit card, it is not impossible to get one. You can get a card, albeit with some caveats. Here is a look at how someone who is not employed or does not have standard flow of income can get a credit card.

Can I get credit card with 15000 salary?

Banks do provide credit cards for low salaried (Rs 8,000- Rs 15,000) depending on the annual income. Eligibility on the card will be 3 times of the monthly salary.